Affirm has teamed up with Xsolla to introduce buy now, pay later options for in-game purchases of $50 or more, allowing players to pay in installments. While Xsolla is associated with popular games like Fortnite, the specifics on which titles will utilize this service are still unclear. The partnership aims to make gaming transactions easier, but the notion of financing cosmetics in free-to-play games raises ethical concerns about financial responsibility and targeting vulnerable consumers.
Is it responsible for the gaming industry to offer payment plans for virtual items, or does it risk exploiting players’ financial situations?
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